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VK LEGAL - a team of qualified lawyers with extensive legal experience in drafting agreements, dealing with various legal issues related to the protection of personal data, labour law, debt recovery and other areas of law. We always strive to satisfy our clients’ expectations and raise high standards for ourselves.


Years of Experience
Successful Projects


international partners

Comparison of EMI and PI

Services Electronic money institution (EMI) Payment institution (PI) Issuance and redemption of electronic money + - Receiving and holding clients' funds without instructions for payment initiation + - Payment services + + Currency exchange services + + Lending services Necessary additional registration for consumer credit providers Necessary additional registration for consumer credit providers Receipt of deposits - - Investment services, clearing, services related to securities emissions - - License valid across the European Economic Area (EEA) allowing to provide services in any other EEA state without the need for further authorization from that country + +
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